Theós Financial Inc is a mortgage brokerage based in Valencia, California, and licensed in California and Washington. We arrange home loans for buyers and homeowners in both states, and we work for you, not for a bank.
What a broker does for you
A mortgage broker does not lend money. We take your application once, shop it across the wholesale lenders we work with, and bring you the options side by side, with the costs explained before you commit to anything. Because we are not tied to one bank's rate sheet, we can match your situation, whether that is a first home, a refinance, a jumbo loan, or income that is hard to document on a W-2, to the lender that handles it best.
How we work
- We answer the phone. You deal with a licensed loan officer from the first quote to closing, not a call center.
- We explain every number. You will see your Loan Estimate line by line, and we will tell you when waiting or a different program is the better move.
- Most of our business is referrals. A smooth, honest transaction is how we earn the next one.
Licensing
Theós Financial Inc is licensed by the California Department of Real Estate as a Real Estate Corporation with a Mortgage Loan Originator endorsement, license 02253229, and is registered with the Nationwide Multistate Licensing System, NMLS ID 2685114. In Washington, we are licensed by the Washington State Department of Financial Institutions under the same NMLS ID. You can verify each license on our licensing page.
Where we are
Our office is at 23734 Valencia Blvd, Suite 206, Valencia, CA 91355. We serve Valencia, Saugus, Newhall, Canyon Country, Stevenson Ranch, Castaic and the rest of Los Angeles County, and we can arrange loans anywhere in California and Washington.