Adjustable-Rate Mortgage: Can You Afford the Reset?
Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rate mortgage, ask one more…
Read the post →Sept 16-2026 - Federal Reserve issues FOMC statement
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for the federal funds rate by 1/4 percentage point to 3-3/4 to 4 percent,…
Read the post →Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires
Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If your mortgage rate…
Read the post →Should You Wait for Lower Mortgage Rates to Buy?
If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a reasonable question.…
Read the post →Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only number that can…
Read the post →July 29-2026: Federal Reserve issues FOMC statement
The Federal Open Market Committee approved the following statement for release by a 9 – 3 vote: The Committee decided to maintain the target range for the federal funds rate at 3-1/2 to 3-3/4 percent, in support of the…
Read the post →Mortgage Rates Are Rising, Should You Buy Now?
Mortgage Rates Are Rising Again, What Should Buyers Do Before the Next Federal Reserve Decision? Mortgage rates have moved higher again, and many homebuyers are asking the same question: Should I buy before rates rise…
Read the post →Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?
Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing still makes sense. The…
Read the post →Should I Wait for Mortgage Rates to Drop?
For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. Mortgage rates are still…
Read the post →June 17-2026 - Federal Reserve issues FOMC statement
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to maintain the target range for the federal funds rate at 3-1/2 to 3-3/4 percent, in support of the…
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